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ACC has returned him to his owner 6 times, this time Rex officially dumped and on today’s euth list

Trump’s new plan for health insurance and how it affects you

Much has been said about the latest in the healthcare sector. Trump Administration plan signed an executive order on health care, to cause momentum to change with the Affordable Care Act. Taking this action increases healthcare choices for millions of Americans. Having alternatives to Obamacare plans will help make things more affordable. How does that impact you?

Here are some key takeaways from the newest version of the American Health Care Act (AHCA), also referred to as Trumpcare.

Pre-existing conditions
Technically, people with pre-existing conditions may not be barred from obtaining insurance coverage under the AHCA. However, their coverage options could be seriously affected by this bill. States would be permitted to apply for waivers to exempt insurance companies from a community rating provision and allow them to charge far higher premiums for people with pre-existing conditions.

The community rating provision is a way of setting premiums and is designed to ensure risk is spread evenly across a larger pool. This means that people are charged the same rate regardless of factors like health status.

Healthcare mandate
The Trumpcare bill does away with the mandate under the ACA that requires people have health insurance or pay a fine. Under the new bill, people who go 60 days without health coverage would be penalized if they rejoin a health plan; they would face a 30 percent penalty on their insurance policy for one year.

Essential health benefits
Under the ACA, specific essential health benefits – including maternal care, prescription coverage, and mental health care -must be a part of any insurance plan. Under the new Trumpcare bill, states could apply for a waiver to exempt insurance plans from including these benefits in their plans.

To qualify, the states would need to prove they could either lower the cost of healthcare for people or increase the number of people covered by insurance. Health experts say that if this provision is enacted, costs for people in need of specific essential health benefits will likely face higher premiums because insurance companies will assume that a person who signs up for a plan with maternal care or prescription benefits will be likely to use those benefits.

Tax credit changes
Under the new bill, qualifications for tax credits to help pay for health insurance would change significantly.

While the ACA offers a scale of credits that take into account family income, cost of insurance and age, the Trumpcare plan would provide flat tax credits per individual, focused on age. The House GOP bill would provide tax credits of $2,000 to $14,000 a year for individuals who don’t get insurance coverage from an employer or the government. The credits would be based on age instead of income and would be capped for higher earners.

People who are older, are lower-income or live in areas with high insurance premiums would likely receive smaller tax credits under the new bill than they do under the ACA. Those who are younger, have higher incomes or live in areas with lower insurance premiums would likely receive more government assistance than they currently do, according to the Kaiser Family Foundation.

Older adults vs. younger adults
Under the ACA, insurance companies may charge an older person no more than three times its premium for a younger person with an identical plan. The new bill would increase the maximum allowable ratio to 5 to 1, which could significantly increase older people’s premiums for comparable plans. States would be able to set different maximum ratios.

Instability in the market makes insurers more likely to raise rates for everyone – so you can probably expect insurance premiums to take a bigger bite out of your paycheck.

HE'S THE NEVER ENDING HEARTBREAK FOR VOLUNTEERS - HE DESERVES LOVE, NOT A NEEDLE TODAY ... ACC has returned him to his owner 5 or 6 times. Shameful! Sometimes owner DO NOT DESERVE their dogs back PERIOD!

He is only 4 years old but has been let down his entire life by his Dad. Here is his story "... It’s been awhile. And every time I see him my heart is full of dread. Most times, all times, up until now his owner has reclaimed him.


He’s been to Bacc at least 5/6 times and reclaimed each time. This time he wasn’t. It’s not his fault. He’s great. He’s friendly and sweet and I swear he gets younger each time I meet him (literally and figuratively!) Rex is hyper ... He loves exercise, he loves running and playing. He is good at fetch and super food motivated so I’m sure he could learn lots of things.

His playgroup and d2d has left something to be desired, but he hasn’t been reactive on this stay and given an EXPERIENCED foster I’m sure he’ll acclimate just fine. I love this boy. He’s the sad continuity in any otherwise pretty stagnant shelter. Please share him.

NOT RESERVED - REX WILL BE KILLED SHORTLY AT NYCACC IN BROOKLYN, NY

We are NOT the City Shelter to where pictures were taken. FOR MORE INFO ON THIS PET please contact:
Animal Care Centers of NYC (ACC) at (212) 788-4000
Ask for information about animal ID number: REX ID# 24739

Shelter contact information:
Phone number (212) 788-4000 (automated only)
Email adoption@nycacc.org
Addresses:
Brooklyn Shelter: 2336 Linden Boulevard Brooklyn, NY 11208


Fidonation, if you or someone you know is interested in giving this pup the forever family he rightfully deserves, please contact the Animal Care Centers of NYC (ACC) at (212) 788-4000, and reference the shelter ID #24739.

LATEST STATUS :
- read comment for update from crossposter

Speak Up! please share this story on Facebook or Twitter so we are closer to finding this terrified soul a home. We have done it so many times together, and can certainly do it again. Thank you!
3 Tips to Find the Cheapest Health Insurance Rates

Health insurance rates change so very often that it is tough to keep a tab on them. It is also very important for you to have the right coverage or you will find yourself being turned down for a treatment you might need someday.

Accidents happen anytime, and one will never know when he or she will get sick. If one is unemployed, then finding an affordable health care insurance will help pay for unexpected medical bills. This kind of scenario has caused a dilemma for many people. A limited source of income inhibits them from being able to pay their monthly premium rates.

It will be a big relief when one finds affordable health insurance. One of the best ways to use is the internet. There are countless websites that offer information and tips on health insurance rates. They even provide comparison charts to easily understand each provider’s strengths and weaknesses. Prices are being compared as well. In this case, it is easier to figure out which provider will most likely offer you the best rate possible. It is best that one lists all his or her monthly expenses. This will help him/her choose an insurance provider that is willing to work on his or her monthly budget.

Finding an affordable health insurance can be very stressful. Also, there is just so much information presented that it can be very confusing as well. There are lots of policies for every given scenario. Some will cost more depending on the range of health concerns. There are insurance plans that focus on prescriptions and visits to doctors. There are those that cover only limited visits to the specialist but will cost less. These are just some of the things one needs to weigh seriously.

1. Compare different providers
When conducting your search, it is possible that you will immediately find an insurance provider that will seem perfect for your needs. If this happens, do not give in easily. You need to be more patient in searching for the best provider. You must always compare premium rates. Also, make sure to clarify if there are any hidden fees involved. If you do not ask this question, you will be surprised that you will be charged additional money for hidden fees like not having your payments made through your bank account.

2. Be smart about your deductible
Also, although it might seem counterproductive go for the higher deductible. Despite the fact that you will have to pay up more, in the long run, it will save you a small fortune. It is particularly wise to choose this option if you already have a history of severe illness and are used to hefty medical bills; if you are generally always healthy, it may be unnecessary.

3. Avoid getting sick
Lastly, and most obviously, is the fact that you should do all that you can to avoid medical treatment anyway. Watch your diet and exercise regularly to work against the threat of heart disease and other common ailments. Bear in mind that a healthy customer will be offered a smaller premium since they are considered a far more modest risk.

It isn’t hard to reduce medical insurance costs, but it does require some effort on your part. Always remember though that prevention is better than cure, so look after yourself, and the rest will follow.