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Jerk owner didn't get their dog spade and dumped a litter of seven to die

Pet health insurance is the one which only provides you money for issues related to healthcare. It will not provide you money if your pet is missing or if it damages property. It is a simple process where you need to pay a deductible annually, and you can claim money when you need a large amount of money for your pet's treatment. There are different organizations where you can get it done, and the rate varies from one to another. In some organizations, it starts from $19 per month.

Let us go through the things which pet insurance covers and the ones it does not cover.

A pet health insurance covers the following areas:-
• Vet Fees
• Surgery Costs
• Medicines
• Cancer treatments
• Medical Tests
• Alternative Treatments like homeopathy
• Vaccinations
• Oral Treatments
The areas which are not covered by pet insurance include:-
• Pre-existing Diseases
• Vitamins and Supplements
• Food

What is the process involved?
To get a pet insurance done, you need to choose an organization first. You need to fill up a form specifying your personal details and details regarding the pet. They will discuss the policy and its terms with you. If there are multiple policies available, you can choose from them according to your convenience.

Here are some of the standard policies:-
• Lifetime Insurance: - In, this type of insurance, you are offered a payment every year. You can renew the policy and the amount then gets regenerated.
• Limited-time Insurance: - Here, the amount you can get can be covered within a certain period. After that time is over, there will be no value to your insurance.
• Maximum-amount Insurance: - Here, an amount is specified which you can get for the coverage of the bills. There is no time limit, you can avail it anytime, but you will not get more than the specified amount.
• Accident-only Insurance: - This type of insurance is valid only for accidents that your pet might come across.

Benefits of getting a pet insurance done:-
By getting a pet insurance done, you get a significant amount of money paid against your veterinary bill by paying a lesser amount on a monthly basis. So, it is more economical. Also, during times of emergency or accidents, it is not easy to arrange for a huge sum of money. If you have a pet insurance done, it becomes easier for you to arrange it since most organizations bear about 80% of the total expenses (depending on certain conditions). It gives you a sense of relief and satisfaction and proves your responsibility as a pet owner.

Apart from covering the serious diseases, a pet insurance also provides money for routine wellness care. If the conditions recur, they pay your bills, and you don't need to pay any additional costs for this.

After you get the insurance done, you can go to any vet of your choice. You can also go to specialists, physiotherapists, or medical stores. It does not matter for the companies where you are going. They are ready to pay the bills based on certain criteria.

The difference between a pet insurance company and HMO
A pet insurance company allows you to go any vet or hospital of your choice, unlike HMO where particular hospitals or medical centers are specified.

A pet health insurance can be sub-divided into dog insurance and cat insurance. The coverage is almost similar in both the cases. These are the two general categories which people prefer for insuring their pets. However, there are also provisions for insuring birds like parrot or birds of prey and also other mammals apart from cat and dog. Reptiles and some exotic species can also be insured.

There are manifold advantages of getting a pet health insurance done. Just choose the plan that is ideal for you and you will be relieved of the tension of sponsoring your pet's health treatment costs.



Some asshole owner didn't get their dog spade and dumped a litter of seven (we think all female) heeler mixes at a FULL KILL shelter! Four are left in danger (three were adopted) These babies DIE tomorrow!!!! Code red!!!

Kennel 14

Rural Shelter Near Corpus Christi

FMI: 410-608-2195

STATUS : - read comment for update from crossposter
As your dog advances in years and the cost of vet care increases, it's about time you consider having insurance for older dogs to ensure that they are provided the best health care without breaking the bank. It also allows owners to take advantage of any advancement in vet care that can diagnose diseases earlier.

Most dog owners who are in the market for insurance for their pets want an insurance that will take care of the bill should their dog get sick which normally occurs as the dog ages. However, not all pet insurance are created equal. It is a must that you read your their thoroughly before you commit to purchasing one as insurance coverage may differ from one company to another.

You will soon fine out that selecting the right policy is not as simple as it may seem. There are virtually thousands of insurance policies for your pet and they may differ considerably in terms of coverage and premium. The best way to start in your selection is to do some great deal of research on the internet for companies offering insurance especially for older dogs. You may also utilize the comparison website to help you choose the right insurance for your dog.

The yearly or monthly contract may depend on major factors such as medical history, any pre-existing conditions, current state of health, your location, breeding, and age of your pet. These factors will determine if your dog can be insured or not.

It's recommended that you get pet insurance for your dogs as early as possible because the older they get, the higher the premium you're likely to pay. When your dog reaches an age between eight to 10, you will mostly likely see some surge in the cost of your coverage. You will possibly run into some risks of having issues with your pet's pre-existing conditions due to his long list of records with your vet.

Where you live may also determine the amount of premiums charged. In highly urbanized areas, premiums are much higher compared to those in rural areas. This concept is similar to when you're paying insurance for your home.

It's well worth noting that pedigree dogs are generally more costly to insure as they are normally more prone to suffer on certain diseases. Make sure that your pet insurance covers your dog's breed.

When your dog is still young and healthy, it's seems so easy to forget about getting an insurance for your pet, but as they get older, you will realize that taking care of their health and well-being gets more expensive as trips to the vet for treatment get more frequent. Pet insurance is designed to give you peace of mind since this will help cover any expenses on vet fees and treatments or surgeries for your dog's injuries or illnesses. It's ideal to have your dogs insured as soon as possible or when they are still young and healthy.