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Bubbins has been suffering for a LONG time. This did NOT happen overnight

Update: our sweet boy has also been diagnosed with advanced heartworm. Due to his current condition, we can’t immediately start treating the heartworms. So we will tackle that beginning in a month. Please send lots of love and prayers to Bubbins.

In the 2 days Bubbins has been with us, you can see the pain in his eyes, the defeat in his soul, but the love in his heart is bursting. He wants so bad to snuggle, but simply touching any part of his body causes more pain.

“If you have never seen what animal neglect looks like or thought that it is a skinny dog, know it is much worse. It is a dog that is in so much pain, that it backs away from your touch, but his tail and face show he would love for you to pet him. It's a dog that is covered in scabs from the parasites eating his skin from the inside out. It's a dog that scratches to help relieve the itching, but in turn leaves himself bleeding from the effort.

This dog will also show you the power of resilience and forgiveness, because he is happy to see each of the humans that have helped him. He loves to explore the yard and come trotting over to your voice, but he has every reason to never trust another human. Like someone else said in a post about him, we don't deserve dogs. They deserve better!”

This is the last time you’ll ever feel this way sweet boy. Your past was pure hell, but your future is so bright! We can’t wait to see you transform and provide you the life you should’ve always had. I’m so sorry humans failed you.

We did not know the extent of his condition until I got him yesterday. Bubbins has been suffering for a LONG time. This did NOT happen overnight. Thankful for the shelter who got him and reached out for help.

707 Fairfield Avenue
Bellevue, KY
The majority of senior residents of North America are not able to afford long-term care due to the high cost. Only a few seniors use their insurance to cover the expenses for long-term care. This is a serious issue; too many seniors are unprepared for these costs, leaving them and their families at financial risk. There is a solution: purchasing life protection can help cover all possible expenses for long-term care. There are also several other advantages of purchasing life insurance for seniors; find out about these below.

Provide Financial Support for Your Spouse

Married elderly couples are often anxious about leaving their better halves with debt after passing away, and for good reason. Funerals in countries of North America are quite expensive - they can cost as much as $5,000 or more. Not every family can afford these costs, and that is why life coverage comes as a practical solution.

Life protection policies can fully cover the expenses of the funeral and burial of one spouse, and that coverage can bring some peace of mind to the insured person. Covered by a life protection policy, the individual can be sure that his or her significant other will receive the necessary support to deal with the financial side of a funeral.

In addition, a surviving spouse can use the funds from the coverage to increase the benefits from their pension plan.

Life insurance for seniors makes it simpler to deal with the expenses of a funeral, and that means the financial pressure does not add to the already-stressful situation.

You Can Still Get Life Insurance If You Are Sick

A lot of the insurance companies that provide traditional life protection policies often refuse to provide life protection for seniors who have pre-conditions. A serious illness poses a high risk to your life, not to mention the fact that advanced age also contributes to that increased risk. These are the main reasons an insurance company will decline your life insurance application.

Having a pre-condition does not mean you are left without life coverage at all, though. There are many insurance companies that do provide insurance for people who cannot or do not want to undergo a health exam. This type of insurance, often called no medical life insurance, does not require a medical examination for qualification; however, this feature also makes the price of this type of insurance higher, compared to a traditional life protection policy.

There are two types of life insurance policies that do not require a health exam: guaranteed issue and simplified issue. Guaranteed issue insurance plan requires no medical tests and no medical questions; that means that you are approved for this insurance automatically, but you will have to wait two years before the policy starts to work. Simplified issue insurance requires you to answer a series of questions, but there is no medical examination, and the policy provides coverage from day one.

The Bottom Line: Life Insurance Is a Reasonable Choice for Seniors

Progress in technology and healthcare are making it possible for people all over the world to live longer lives. That is why the senior population is outnumbering the population of younger people, and it is also why more life coverage alternatives have to come into play. Before these changes, one could not afford life insurance if they were older than 60 or 70 years of age. Now, it is no longer an issue - older people no longer have to worry about leaving their families with nothing but emotional and financial distress when they are gone. Life insurance is a helpful hand thanks to which you can be sure your family, children, and spouse are fiLife insurance is meant to make the life of your family members easier in the event you die. When you die, your children, grandchildren, and other members of your family are given a financial payout that helps them move on with life even in your absence.

Types of life insurance

There are many types of life insurance policies that you can go for. The most common are:

Term policy: This is the simplest type of life insurance. The policy pays you only if you die within the term of the policy which is usually between one and 30 years. Two of the most common term insurance policies are: level and decreasing term. The level term means that the benefits that you are meant to get stay the same throughout the duration of the policy while the decreasing term means that the death benefits drop over the duration of the policy.

Permanent: From its name, this policy will pay you regardless of when you die. Even if you die at 100 years, the policy will pay you. Just like with term insurance policy, the permanent policy comes in different categories such as universal life, traditional whole life, and variable universal life. In the traditional whole life policy, the death benefit and premium remains the same throughout the duration of the policy.

The universal policy is similar to the traditional life insurance policy but here you have the added benefit of higher earnings of your savings. With this insurance, you can change the premiums where you can increase, decrease, or even change them to your liking. You can also change the amount that you are insured for.

Variable insurance provides you with fixed premiums and you have the option of investing your money in stocks, bonds, and other money market-based investment options. Here the cash value and death benefits rise and fall depending on how your investment performs.

What you should know about life insurance

Although, life insurance is designed to cushion your family members upon your demise, you don't have to wait until your death for you to benefit from it. With permanent insurance, you can use the amount that you invest for any other purpose that you want. You can use the amount you save to pay for college fees for your children or yourself, fund your wedding, or fund a major home improvement project.

When you are spending the amount, it's good to note that the amount that you remove from the fund is deducted from your savings. This results in a reduction in the benefits that would be transferred to your beneficiaries when you die.


This is what you need to know about life insurance policy. There are many insurance companies where you can get the policy but it's good to note that no two companies are the same. Before you settle on any company take your time to research the company and ensure that it's reputable. You should also carefully consider the payment plans and the benefits that you stand to get.

If looking for life insurance or any other type of insurance you should highly consider visiting us. We have information on the latest life insurance quotes and many other details.nancially secure.