The girl in front is now suffering after her sister was adopted. She is scheduled to die for being fearful!
Top 10 health insurance companies in the US
In the US, there are a host of private healthcare insurance specialists. However, life/annuity and property/casualty insurers also write this coverage, often referred to as accident and health insurance, as outlined by the Insurance Information Institute.
In 2018, the accident and health insurance industry’s direct written premiums reached $1.1 trillion, up by 57.3% from 2009. The largest 10 insurers collectively wrote 51.8% of the total US market, according to the National Association of Insurance Commissioners (NAIC).
Listen in: Sign up for our IB Talk podcasts to get the most in-depth insurance discussions
Based on NAIC’s 2018 data, here are the top 10 accident and health insurance groups:
1. UnitedHealth
Direct Written Premiums: $156.9 billion
Market Share: 14.2%
A diversified health and well-being company, UnitedHealth Group’s core capabilities are clinical expertise, advanced technology, and data and health information.
UnitedHealth Group serves clients and consumers in the US and more than 130 other countries through two distinct platforms: UnitedHealthcare provides healthcare coverage and benefits services, while Optum provides information and technology-enabled health services. The group invests more than $3.5 billion in technology and innovation and processes approximately 1.1 trillion transactions annually.
2. Kaiser Foundation
Direct Written Premiums: $93.2 billion
Market Share: 8.5%
Kaiser Foundation Health Plan, Inc. operates as a non-profit healthcare organization. The organization offers allergy, audiology, cardiology, dermatology, oncology, hospice, laboratory, nephrology, occupational therapy, pain management, pediatric rehabilitation, and pharmacy services. The company serves patients in the US.
3. Anthem, Inc.
Direct Written Premiums: $67.2 billion
Market Share: 6.1%
Anthem, Inc. is a health benefits company that is committed to improving lives and communities and making healthcare simpler. Anthem, through its affiliated companies, serves more than 78 million people, including over 41 million within its family of health plans. It aims to be the most innovative, valuable, and inclusive partner.
The group’s affiliated health plans have created various HMOs, PPOs, network-based dental products, various hybrid and specialty products, and health plan services that combine the attributes consumers find attractive with effective cost control techniques. Individual members and employer groups can select from basic and comprehensive plans to meet their specific needs. A wide range of related specialty products and other services is also available, including flexible spending accounts and COBRA administration.
4. Humana
Direct Written Premiums: $56 billion
Market Share: 5.1%
Humana’s cultural foundation is aligned to helping members achieve their best health by providing personalized, simplified, whole-person healthcare experiences. Recognizing that each person, family, and community’s healthcare needs continue to evolve, Humana creates innovative solutions and resources to help people live their healthiest lives on their terms – when and where they need it.
5. CVS
Direct Written Premiums: $55.4 billion
Market Share: 5.0%
CVS Health is a healthcare innovation company with a purpose to help people on their path to better health. Through its health services, plans, and community pharmacists, it pioneers a new approach to total health.
CVS has more than 9,800 retail locations, nearly 1,100 walk-in medical clinics, a pharmacy benefits manager with about 93 million plan members, a diversified healthcare benefits company serving about 22.2 million medical members, a dedicated senior pharmacy care business serving more than one million patients per year, expanding specialty pharmacy services, and a standalone Medicare Part D prescription drug plan.
6. HCSC
Direct Written Premiums: $36.9 billion
Market Share: 3.4%
Health Care Service Corporation (HCSC), a mutual legal reserve company, is the largest customer-owned healthcare insurance company in the US. The company serves more than 16 million members across five states – Illinois, Montana, New Mexico, Oklahoma, and Texas – and employs more than 23,000 people in over 60 local offices.
HCSC offers a wide variety of life and health insurance products and related services through its affiliates and subsidiaries, including Dearborn Group, Dental Network of America, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.
7. Centene Corp
Direct Written Premiums: $36.3 billion
Market Share: 3.3%
Centene Corporation, a Fortune 500 company, is a diversified, multinational healthcare company providing a portfolio of services to government-sponsored healthcare programs, focusing on uninsured and underinsured individuals. It operates in 32 states and three international markets and has more than 15 million managed care members.
Centene operates local health plans and provides a range of health insurance solutions. Also, it contracts with other healthcare and commercial organizations to offer specialty services, ranging from behavioral health, dental benefits, life and health, and pharmacy benefits management to care management software, correctional healthcare services, in-home health services, managed vision, specialty pharmacy, and telehealth services.
8. Cigna Health
Direct Written Premiums: $29.3 billion
Market Share: 2.7%
Cigna Corporation is a global health service organization with more than 165 million customer and patient relationships in over 30 countries and jurisdictions. Its insurance plans and products include healthcare insurance for individuals and families, dental insurance plans, Medicare plans, Medicare supplemental plans, other supplemental insurance, and international health insurance.
9. WellCare
Direct Written Premiums: $20.5 billion
Market Share: 1.9%
WellCare Health Plans, Inc. focuses on delivering government-sponsored managed care services to individuals, families, children, and seniors with complex medical needs primarily through Medicaid, Medicare Advantage and prescription drug plans, as well as individuals in the health insurance marketplace. WellCare serves about 6.4 million members nationwide as of Sept. 30, 2019.
10. Molina Healthcare, Inc.
Direct Written Premiums: $18.5 billion
Market Share: 1.7%
Molina Healthcare, a Fortune 500 company, exclusively focuses on government-sponsored healthcare programs for qualified individuals and families. The company contracts with state governments and serves as a health plan providing a wide range of quality healthcare services to individuals and families.
Molina provides health plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The company also offers a Medicare product and has been selected in many states to join in dual demonstration projects to manage the care for those eligible for Medicaid and Medicare.
Once again due to the serious over crowding, another bonded pair was split up and the girl in front is now suffering the consequences.
Her only comfort is gone. She’s so terrified that an hour after they were split up, she bit someone and is now alone in quarantine. We need an experienced foster and rescue willing to take her as soon as her 10 day hold is up (aug 10). Indoor dog only. She’s already lived outside for too long.
Osa A48301534 is a GSD, 6 months old, 44 pounds, now spayed, and heartworm negative. She was owner surrendered for inadequate housing (covered in ticks) on 7/25. Her bonded friend was adopted.
π Important information π
DO NOT CALL THE SHELTER!
Adoptions must be done in person.
π© All rescue tags must be sent via EMAIL: fwacctag@fortworthtexas.gov
πThis animal is located at Fort Worth Animal Care and Control/Chuck Silcox Adoption Center, 4900 Martin Street, Fort Worth Texas 76119.
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Pit Bull Chained To A Tree Couldn’t Move An Inch Until Someone Called For HelpAn abandoned dog chained to a tree isn’t a new sight for rescuers, but this Pit Bull’s predicament was a new low. The dog, now named Max, was so tightly secured to a tree that he could not even move his head.
Thankfully, the dog caught several people’s attention and they knew exactly who to call – Kerry Haney, a long-time volunteer and animal rescuer with the New Jersey-based Don’t Bully Us Rescue.
She was at home when she received a flurry of calls and notifications about Max.
“I received six phone calls, a dozen or so text messages and hundreds of [Facebook] tags about a dog, padlocked to a tree in Swedesboro, starving to death,” Haney told The Dodo.
“His head was padlocked in a position that he could not move his head an inch. There was no food, no water and he was sitting in his own feces and urine. In my pajamas, I went out to the address that was sent to me to see if this dog was in fact out there and if there was any chance I could speak with the family to see if I could help.”
She went to check on the dog in the middle of the night, but could not see the dog so she contacted the Woolwich Township Police Department who told her that they were aware of the situation and were trying to get the dog from the the owner.
It took a few agonizing days, but Max was finally removed from his terrible situation and taken to Gloucester County Animal Shelter.
He was held at the shelter while his owner was taken to court and eventually fined and found guilty of animal cruelty, after which Max was officially surrendered and could legally be rescued and fostered. Which is exactly what Haney did the moment she could.
Max has heartworm and didn’t do so well on his behavioral tests, but Don’t Bully Us Rescue is working on that. At 20-months old, Max is house broken, crate trained and is going through personalized training with a professional dog trainer as well as receiving treatment for his heartworm.
“Max is a puppy in a big boy’s body,” Haney said. “He clearly never got to play as a puppy, so he has all the [same] puppy energy and playfulness as a 16-week-old pup! He has no manners yet, but we are working on it.”
Haney is happy to see that Max gets along with her other dogs and really loves people, especially kids.
As Max has so much pent-up energy Haney believes he’d do best with an active family and one who will give him plenty of love and attention that he so richly deserves.
She was at home when she received a flurry of calls and notifications about Max.
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“I received six phone calls, a dozen or so text messages and hundreds of [Facebook] tags about a dog, padlocked to a tree in Swedesboro, starving to death,” Haney told The Dodo.
“His head was padlocked in a position that he could not move his head an inch. There was no food, no water and he was sitting in his own feces and urine. In my pajamas, I went out to the address that was sent to me to see if this dog was in fact out there and if there was any chance I could speak with the family to see if I could help.”
She went to check on the dog in the middle of the night, but could not see the dog so she contacted the Woolwich Township Police Department who told her that they were aware of the situation and were trying to get the dog from the the owner.
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“Max is a puppy in a big boy’s body,” Haney said. “He clearly never got to play as a puppy, so he has all the [same] puppy energy and playfulness as a 16-week-old pup! He has no manners yet, but we are working on it.”
Haney is happy to see that Max gets along with her other dogs and really loves people, especially kids.
Top 10 health insurance companies in the US
In the US, there are a host of private healthcare insurance specialists. However, life/annuity and property/casualty insurers also write this coverage, often referred to as accident and health insurance, as outlined by the Insurance Information Institute.
In 2018, the accident and health insurance industry’s direct written premiums reached $1.1 trillion, up by 57.3% from 2009. The largest 10 insurers collectively wrote 51.8% of the total US market, according to the National Association of Insurance Commissioners (NAIC).
Listen in: Sign up for our IB Talk podcasts to get the most in-depth insurance discussions
Based on NAIC’s 2018 data, here are the top 10 accident and health insurance groups:
1. UnitedHealth
Direct Written Premiums: $156.9 billion
Market Share: 14.2%
A diversified health and well-being company, UnitedHealth Group’s core capabilities are clinical expertise, advanced technology, and data and health information.
UnitedHealth Group serves clients and consumers in the US and more than 130 other countries through two distinct platforms: UnitedHealthcare provides healthcare coverage and benefits services, while Optum provides information and technology-enabled health services. The group invests more than $3.5 billion in technology and innovation and processes approximately 1.1 trillion transactions annually.
2. Kaiser Foundation
Direct Written Premiums: $93.2 billion
Market Share: 8.5%
Kaiser Foundation Health Plan, Inc. operates as a non-profit healthcare organization. The organization offers allergy, audiology, cardiology, dermatology, oncology, hospice, laboratory, nephrology, occupational therapy, pain management, pediatric rehabilitation, and pharmacy services. The company serves patients in the US.
3. Anthem, Inc.
Direct Written Premiums: $67.2 billion
Market Share: 6.1%
Anthem, Inc. is a health benefits company that is committed to improving lives and communities and making healthcare simpler. Anthem, through its affiliated companies, serves more than 78 million people, including over 41 million within its family of health plans. It aims to be the most innovative, valuable, and inclusive partner.
The group’s affiliated health plans have created various HMOs, PPOs, network-based dental products, various hybrid and specialty products, and health plan services that combine the attributes consumers find attractive with effective cost control techniques. Individual members and employer groups can select from basic and comprehensive plans to meet their specific needs. A wide range of related specialty products and other services is also available, including flexible spending accounts and COBRA administration.
4. Humana
Direct Written Premiums: $56 billion
Market Share: 5.1%
Humana’s cultural foundation is aligned to helping members achieve their best health by providing personalized, simplified, whole-person healthcare experiences. Recognizing that each person, family, and community’s healthcare needs continue to evolve, Humana creates innovative solutions and resources to help people live their healthiest lives on their terms – when and where they need it.
5. CVS
Direct Written Premiums: $55.4 billion
Market Share: 5.0%
CVS Health is a healthcare innovation company with a purpose to help people on their path to better health. Through its health services, plans, and community pharmacists, it pioneers a new approach to total health.
CVS has more than 9,800 retail locations, nearly 1,100 walk-in medical clinics, a pharmacy benefits manager with about 93 million plan members, a diversified healthcare benefits company serving about 22.2 million medical members, a dedicated senior pharmacy care business serving more than one million patients per year, expanding specialty pharmacy services, and a standalone Medicare Part D prescription drug plan.
6. HCSC
Direct Written Premiums: $36.9 billion
Market Share: 3.4%
Health Care Service Corporation (HCSC), a mutual legal reserve company, is the largest customer-owned healthcare insurance company in the US. The company serves more than 16 million members across five states – Illinois, Montana, New Mexico, Oklahoma, and Texas – and employs more than 23,000 people in over 60 local offices.
HCSC offers a wide variety of life and health insurance products and related services through its affiliates and subsidiaries, including Dearborn Group, Dental Network of America, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.
7. Centene Corp
Direct Written Premiums: $36.3 billion
Market Share: 3.3%
Centene Corporation, a Fortune 500 company, is a diversified, multinational healthcare company providing a portfolio of services to government-sponsored healthcare programs, focusing on uninsured and underinsured individuals. It operates in 32 states and three international markets and has more than 15 million managed care members.
Centene operates local health plans and provides a range of health insurance solutions. Also, it contracts with other healthcare and commercial organizations to offer specialty services, ranging from behavioral health, dental benefits, life and health, and pharmacy benefits management to care management software, correctional healthcare services, in-home health services, managed vision, specialty pharmacy, and telehealth services.
8. Cigna Health
Direct Written Premiums: $29.3 billion
Market Share: 2.7%
Cigna Corporation is a global health service organization with more than 165 million customer and patient relationships in over 30 countries and jurisdictions. Its insurance plans and products include healthcare insurance for individuals and families, dental insurance plans, Medicare plans, Medicare supplemental plans, other supplemental insurance, and international health insurance.
9. WellCare
Direct Written Premiums: $20.5 billion
Market Share: 1.9%
WellCare Health Plans, Inc. focuses on delivering government-sponsored managed care services to individuals, families, children, and seniors with complex medical needs primarily through Medicaid, Medicare Advantage and prescription drug plans, as well as individuals in the health insurance marketplace. WellCare serves about 6.4 million members nationwide as of Sept. 30, 2019.
10. Molina Healthcare, Inc.
Direct Written Premiums: $18.5 billion
Market Share: 1.7%
Molina Healthcare, a Fortune 500 company, exclusively focuses on government-sponsored healthcare programs for qualified individuals and families. The company contracts with state governments and serves as a health plan providing a wide range of quality healthcare services to individuals and families.
Molina provides health plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The company also offers a Medicare product and has been selected in many states to join in dual demonstration projects to manage the care for those eligible for Medicaid and Medicare.